It is common and normal to get excited about moving in to a new home, however in order to make it happen by the timeline you have secured with your lender please avoid the following:

  1. Do not buy a car: to qualify for a loan your debt to income ratio is measured, new debt will affect and might affect your qualifications
  2. Do not change jobs, become self-employed or quit your job
  3. Do not originate any inquiries onto your credit: do not apply for any credit cards or store credits either
  4. Do not use your cards excessively or fall behind: again the debt to income ratio is important
  5. Do not co-sign on a loan for anyone: if you do this yes you are helping the other party but it will hurt your credit as it shows as debt against you, does not matter who is paying the bill